4-Sight Counseling, Inc.
937 Broadway
Suite 305
Cape Girardeau, MO 63701
ph: 573-334-7995
fax: 573-335-8610
4sight@prodigy.net
Finding it difficult to make your home mortgage payment? Mortgage default counseling may be the answer for
you! If you have already missed a mortgage payment, contact us right away at 573.334.7995 or email at
4sight@prodigy.net.

  • We will work with you on developing a budget
  • We will assist you with developing a strategy to prevent a foreclosure
  • We will assist you with gathering necessary documentation
  • We will advocate on your behalf with your lender

You can also review the Overview of Alternatives to Foreclosure page to decide which option you think would
work best for you.


If even after taking these steps and talking with your lender, you feel that further assistance is needed,
please feel free to come to a Making Home Affordable Intake Orientation which will take place every Tuesday
from 5:30 - 6:30 p.m.
Another step that you may be thinking about taking is refinancing your loan. You should be aware of all
refinancing possibilities. Some of those possibilities include:

  • Costs Involved
  • Usually Higher Interest Rates
  • Taking on an unaffordable amount of debt
  • Refinancing may hurt you more than it will help you

For more information on Refinancing download and review the Refinancing Do's & Don'ts: 15 Simple
Refinancing Rules page.
Mortgage Default
___________________________________________________________________________________________________________________________
Copyright 2009 4-Sight Counseling, Inc. All rights reserved.